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Law Offices of Scott Glovsky Law Offices of Scott Glovsky
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      • Medicare Advantage Health Insurance Denial
      • We Fight All Health Insurance Companies, Including:
        • Aetna Denial
        • Anthem Blue Cross Denial
        • Blue Shield of California Denial
        • Cigna Denial
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        • Regal Medical Group Denial
        • UnitedHealthcare Denial
        • UnitedHealthcare StudentResources Insurance Denial
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      • Prescription Denial
      • Gene Therapy
      • Cancer Treatment
        • Leukemia Treatment
        • Lymphoma Treatment
        • Malignant Neoplasm Treatment
        • Proton Radiation Therapy
      • New Cancer Drugs
      • Expensive Drugs
      • Acthar® Gel
      • Biologic Drugs
      • Botox Injections
      • Cosentyx
      • CT Scan
      • Dupixent
      • Durolane
      • Enbrel
      • Entyvio
      • Euflexxa
      • Harvoni
      • Humira
      • Inpatient Treatment
      • Intensive Outpatient Program
      • Intravenous Immunoglobulin (IVIG)
      • Ketamine
      • Leqembi™
      • Monovisc
      • Mounjaro (Zepbound)
      • Orthovisc
      • Ozempic
      • POLIVY
      • Radiation Treatment
      • Radicava
      • Remicade
      • Residential Treatment Center (RTC)
      • Saxenda
      • Synvisc
      • Spinraza
      • SpaceOAR Hydrogel
      • Stelara
      • TMS Therapy
      • Wegovy
      • Xeljanz
      • Xifaxan
      • Zolgensma
    • Injuries & Surgeries
      • Spinal Cord Injury
      • Brain Injury
      • Surgery
      • Back Surgery
      • Ablation Surgery
      • Prosthetic Limb
      • Respite Care
      • Pain Treatment
      • Partial Hospitalization
      • Magnetic Resonance Imaging (MRI)
      • Radiofrequency Ablation (RFA)
      • High-Intensity Focused Ultrasound (HIFU)
      • PET Scan
      • Nerve Block Injection
    • Health Conditions
      • ALS
      • Alzheimer’s Disease and Dementia
      • Autism
      • Autoimmune Disorders
        • Ankylosing Spondylitis
        • Crohn’s Disease
        • Fibromyalgia
        • Lupus
        • Multiple Sclerosis
      • Back Pain
      • Blood Disorder
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      • Mental Health
        • ADHD / ADD
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        • Depression
        • PTSD
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      • Migraine
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      • Obesity
      • Orthotics
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      • Parkinson’s Disease
      • Postural Orthostatic Tachycardia Syndrome
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Law Offices of Scott Glovsky

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OUR OFFICES:
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    • Call: (909) 296-7700
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      Pasadena, CA 91101
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    • Call: (626) 243-5598

(626) 243-5598

Free Case Evaluation

  • Home
  • About
    • About Our Firm
    • About Scott Glovsky
    • How Our Firm Has Changed Lives
    • How We Operate
  • Practice Areas
        • Health Insurance Denials
          • Insurance Bad Faith
          • Health Insurance Claim Denials
          • Medical Necessity Denials
          • Experimental/Investigational Denials
          • Out-of-Network Denials
          • Insurance Policy Rescission
          • Health Insurance Denials Public Employees
          • Medicare Advantage Health Insurance Denial
          • We Fight All Health Insurance Companies, Including:
            • Aetna Denial
            • Anthem Blue Cross Denial
            • Blue Shield of California Denial
            • Cigna Denial
            • Health Net Denial
            • Kaiser Permanente Denial
            • OSCAR Health Plan Denial
            • Magellan Healthcare Denial
            • Molina Healthcare Denial
            • Regal Medical Group Denial
            • UnitedHealthcare Denial
            • UnitedHealthcare StudentResources Insurance Denial
        • Medications and Treatments
          • Prescription Denial
          • Gene Therapy
          • Cancer Treatment
            • Leukemia Treatment
            • Lymphoma Treatment
            • Malignant Neoplasm Treatment
            • Proton Radiation Therapy
          • New Cancer Drugs
          • Expensive Drugs
          • Acthar® Gel
          • Biologic Drugs
          • Botox Injections
          • Cosentyx
          • CT Scan
          • Dupixent
          • Durolane
          • Enbrel
          • Entyvio
          • Euflexxa
          • Harvoni
          • Humira
          • Inpatient Treatment
          • Intensive Outpatient Program
          • Intravenous Immunoglobulin (IVIG)
          • Ketamine
          • Leqembi™
          • Monovisc
          • Mounjaro (Zepbound)
          • Orthovisc
          • Ozempic
          • POLIVY
          • Radiation Treatment
          • Radicava
          • Remicade
          • Residential Treatment Center (RTC)
          • Saxenda
          • Synvisc
          • Spinraza
          • SpaceOAR Hydrogel
          • Stelara
          • TMS Therapy
          • Wegovy
          • Xeljanz
          • Xifaxan
          • Zolgensma
        • Injuries & Surgeries
          • Spinal Cord Injury
          • Brain Injury
          • Surgery
          • Back Surgery
          • Ablation Surgery
          • Prosthetic Limb
          • Respite Care
          • Pain Treatment
          • Partial Hospitalization
          • Magnetic Resonance Imaging (MRI)
          • Radiofrequency Ablation (RFA)
          • High-Intensity Focused Ultrasound (HIFU)
          • PET Scan
          • Nerve Block Injection
        • Health Conditions
          • ALS
          • Alzheimer’s Disease and Dementia
          • Autism
          • Autoimmune Disorders
            • Ankylosing Spondylitis
            • Crohn’s Disease
            • Fibromyalgia
            • Lupus
            • Multiple Sclerosis
          • Back Pain
          • Blood Disorder
          • Cancer
            • Breast Cancer
            • Prostate Cancer
          • Cerebral Palsy
          • COVID-19
          • Counseling
          • Diabetes
          • Eating Disorder
          • Gastrointestinal Disorders
          • Genetic Testing
          • Genomic Testing
          • Guardant 360
          • Heart Condition
          • Hydrocephalus
          • Intracept Procedure
          • Knee Pain
          • Mental Health
            • ADHD / ADD
            • Anxiety
            • Bipolar Disorder
            • Depression
            • PTSD
            • Treatment for Mental Disorders
          • Migraine
          • Musculoskeletal Treatment
          • Obesity
          • Orthotics
          • Osteoarthritis
          • Parkinson's Disease
          • Postural Orthostatic Tachycardia Syndrome
          • Retinal Disorders
          • Rheumatoid Arthritis
          • Skin Treatment
          • Speech Therapy
          • Spinal Muscular Atrophy
          • Substance Use Disorders & Addiction
          • Ulcerative Colitis
        • Personal Injury
          • Accidents
            • Bicycle Accidents
            • Car Accidents
            • Motorcycle Accidents
            • Truck Accidents
          • Traumatic Brain Injury
          • Catastrophic Injury
          • Burn Injury
          • Wrongful Death
          • Premise Liability
          • Slip & Fall
          • Product Liability
          • Nursing Home Abuse
          • Elder Abuse
        • Sexual Abuse
          • Types of Sexual Abuse
          • Child Sexual Abuse
          • Campus Abuse
          • Special Needs Abuse
          • Abuse at School
          • Abuse at Camp
          • Abuse by a Clergy Member
          • Abuse by Athletic Coaches
        • Business Issues
          • Employment & Business Issues
          • Broker & Agent Negligence
          • Business Contingency Litigation
          • Unfair Business Practices
          • Workplace Harassment
          • Wrongful Termination
          • Whistleblower
            • Qui-Tam
  • Results
    • Testimonials
    • Case Results
  • In The Media
  • Resources
    • Frequently Asked Questions
    • Trial Lawyer Talk Podcast
    • Fight Health Insurance Denials Book
    • Download Our eBook
    • Helpful Resources
    • Blog
    • Guides
    • Sign Up for Our Mailing List
    • Power of Resilience Scholarship
  • Contact
Contact Us
Call Us
  • Home
  • About
    • About Our Firm
    • About Scott Glovsky
    • How Our Firm Has Changed Lives
    • How We Operate
  • Practice Areas
        • Health Insurance Denials
          • Insurance Bad Faith
          • Health Insurance Claim Denials
          • Medical Necessity Denials
          • Experimental/Investigational Denials
          • Out-of-Network Denials
          • Insurance Policy Rescission
          • Health Insurance Denials Public Employees
          • Medicare Advantage Health Insurance Denial
          • We Fight All Health Insurance Companies, Including:
            • Aetna Denial
            • Anthem Blue Cross Denial
            • Blue Shield of California Denial
            • Cigna Denial
            • Health Net Denial
            • Kaiser Permanente Denial
            • OSCAR Health Plan Denial
            • Magellan Healthcare Denial
            • Molina Healthcare Denial
            • Regal Medical Group Denial
            • UnitedHealthcare Denial
            • UnitedHealthcare StudentResources Insurance Denial
        • Medications and Treatments
          • Prescription Denial
          • Gene Therapy
          • Cancer Treatment
            • Leukemia Treatment
            • Lymphoma Treatment
            • Malignant Neoplasm Treatment
            • Proton Radiation Therapy
          • New Cancer Drugs
          • Expensive Drugs
          • Acthar® Gel
          • Biologic Drugs
          • Botox Injections
          • Cosentyx
          • CT Scan
          • Dupixent
          • Durolane
          • Enbrel
          • Entyvio
          • Euflexxa
          • Harvoni
          • Humira
          • Inpatient Treatment
          • Intensive Outpatient Program
          • Intravenous Immunoglobulin (IVIG)
          • Ketamine
          • Leqembi™
          • Monovisc
          • Mounjaro (Zepbound)
          • Orthovisc
          • Ozempic
          • POLIVY
          • Radiation Treatment
          • Radicava
          • Remicade
          • Residential Treatment Center (RTC)
          • Saxenda
          • Synvisc
          • Spinraza
          • SpaceOAR Hydrogel
          • Stelara
          • TMS Therapy
          • Wegovy
          • Xeljanz
          • Xifaxan
          • Zolgensma
        • Injuries & Surgeries
          • Spinal Cord Injury
          • Brain Injury
          • Surgery
          • Back Surgery
          • Ablation Surgery
          • Prosthetic Limb
          • Respite Care
          • Pain Treatment
          • Partial Hospitalization
          • Magnetic Resonance Imaging (MRI)
          • Radiofrequency Ablation (RFA)
          • High-Intensity Focused Ultrasound (HIFU)
          • PET Scan
          • Nerve Block Injection
        • Health Conditions
          • ALS
          • Alzheimer’s Disease and Dementia
          • Autism
          • Autoimmune Disorders
            • Ankylosing Spondylitis
            • Crohn’s Disease
            • Fibromyalgia
            • Lupus
            • Multiple Sclerosis
          • Back Pain
          • Blood Disorder
          • Cancer
            • Breast Cancer
            • Prostate Cancer
          • Cerebral Palsy
          • COVID-19
          • Counseling
          • Diabetes
          • Eating Disorder
          • Gastrointestinal Disorders
          • Genetic Testing
          • Genomic Testing
          • Guardant 360
          • Heart Condition
          • Hydrocephalus
          • Intracept Procedure
          • Knee Pain
          • Mental Health
            • ADHD / ADD
            • Anxiety
            • Bipolar Disorder
            • Depression
            • PTSD
            • Treatment for Mental Disorders
          • Migraine
          • Musculoskeletal Treatment
          • Obesity
          • Orthotics
          • Osteoarthritis
          • Parkinson's Disease
          • Postural Orthostatic Tachycardia Syndrome
          • Retinal Disorders
          • Rheumatoid Arthritis
          • Skin Treatment
          • Speech Therapy
          • Spinal Muscular Atrophy
          • Substance Use Disorders & Addiction
          • Ulcerative Colitis
        • Personal Injury
          • Accidents
            • Bicycle Accidents
            • Car Accidents
            • Motorcycle Accidents
            • Truck Accidents
          • Traumatic Brain Injury
          • Catastrophic Injury
          • Burn Injury
          • Wrongful Death
          • Premise Liability
          • Slip & Fall
          • Product Liability
          • Nursing Home Abuse
          • Elder Abuse
        • Sexual Abuse
          • Types of Sexual Abuse
          • Child Sexual Abuse
          • Campus Abuse
          • Special Needs Abuse
          • Abuse at School
          • Abuse at Camp
          • Abuse by a Clergy Member
          • Abuse by Athletic Coaches
        • Business Issues
          • Employment & Business Issues
          • Broker & Agent Negligence
          • Business Contingency Litigation
          • Unfair Business Practices
          • Workplace Harassment
          • Wrongful Termination
          • Whistleblower
            • Qui-Tam
  • Results
    • Testimonials
    • Case Results
  • In The Media
  • Resources
    • Frequently Asked Questions
    • Trial Lawyer Talk Podcast
    • Fight Health Insurance Denials Book
    • Download Our eBook
    • Helpful Resources
    • Blog
    • Guides
    • Sign Up for Our Mailing List
    • Power of Resilience Scholarship
  • Contact

Life Insurance Denial Lawyer in Pasadena

Home » Los Angeles Bad Faith Insurance Lawyer » Los Angeles Life Insurance Denial Lawyer » Life Insurance Denial Lawyer in Pasadena

The death of a loved one can be an incredibly difficult experience to bear. Fortunately, many people take out life insurance policies that provide essential income in the event of a death to cover everything from funeral costs to tax bills.

However, the claims process for these benefits is not always easy. While it should be a foregone conclusion that a person’s death will trigger the payout of a life insurance policy, the companies that administer these policies often make a profit when they can collect premiums but not pay out benefits. Denials are unfortunately common, and the appeals process is rarely simple.

A life insurance denial lawyer in Los Angeles, Claremont, and Pasadena can help you appeal these denials and seek enforcement of your policy by working with you to analyze your options and identify a strategy to provide you with a better chance of success. Call a compassionate attorney today to get started on your claim.

Page Contents:

  • Potential Reasons for a Life Insurance Denial
  • Rescission of Life Insurance Policies
  • What to Do After a Denial of Life Insurance Benefits
  • How a Pasadena Life Insurance Denial Attorney Can Help

Potential Reasons for a Life Insurance Denial

Life insurance is a simple concept: a person takes out a policy on another person’s or their own life, and when the subject of the policy passes away, the beneficiary collects the value of the policy. However, there are specific times when a person can never collect on a life insurance policy.

Although rare, companies can always deny claims if the death was related to a suicide within two years of the policy going into effect or some form of homicide committed by the beneficiary. Far more common are denials related to the application process.

Life insurance policyholders are required to be truthful on their applications, especially concerning their age and medical history. Insurance companies may deny a claim by stating that the applicant was not truthful during the application process. Companies have two years after the application to make this decision and notify the policyholder accordingly.

Rescission of Life Insurance Policies

Using a concept known as rescission, insurance companies may deny that a valid life insurance policy ever existed in the first place. According to California Civil Code §1691, a party that wishes to rescind on a contract—including that for a life insurance policy—must do so as soon as false information is discovered.

After reviewing a case, an LA County life insurance denial attorney can argue that an insurance company’s rescission of their policy was made too late to be legal. In these cases, the beneficiary will have a cause of action to take the case to court.

What to Do After a Denial of Life Insurance Benefits

Any time that a life insurance company denies a claim, they must state the reason for the denial in a letter to the policyholder. It must also provide instructions for a person to appeal this denial through that company’s individualized appeals process.

If this appeals process fails to restore the benefits, the denied beneficiary has a cause of action to file a lawsuit. Many such lawsuits argue that the insurance company has acted in bad faith by refusing to honor their policy.

California Business and Professions Code §17204 creates a specific cause of action allowing consumers to sue any company that has acted in bad faith. Additionally, a customer may allege that the insurance company has breached their contract with them by wrongfully failing to uphold their end of the agreement.

How a Pasadena Life Insurance Denial Attorney Can Help

People obtain life insurance in order to provide peace of mind and financial security in the event of a sudden or unexpected death. Unfortunately, insurance companies can rob people of this security by denying valid claims and making the entire process more difficult than it needs to be.

In the event of such a denial, a life insurance denial lawyer Los Angeles, Claremont, and Pasadena can apply the stated reasons for that denial to the facts of the case and applicable law and develop strategies to appeal that denial. Whether benefits are pursued through the appeals process or through the courts, a qualified attorney can help. Reach out today to schedule a consultation.

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The Law Offices of Scott Glovsky is a Professional Corporation. Information on this website is not intended as and is not legal advice. The information does not establish an attorney-client relationship. Case results are not a prediction or guarantee of potential case outcomes. This website is an attorney advertisement.